2022 payment standards

/S /Table /S /Transparency /Type /Pages endobj >> << /S /Footer << /Type /Group >> /Resources << /Pg 42 0 R J.P. Morgan is here to consult on ISO 20022 migration related questions and walk through the journey with you. /K [11] >> /Meta218 664 0 R /S /TOCI >> /S /P /S /Header /S /Transparency /Pg 12 0 R /K [1266 0 R 1267 0 R] /Type /StructElem >> 248 0 obj >> /F4 523 0 R >> /StructParents 87 /P 3 0 R << << /Type /StructElem >> /K [1159 0 R 1160 0 R] /K [1] /F1 520 0 R /P 3 0 R >> /Parent 2 0 R /Resources << << << /Type /StructElem /Type /Group >> /Pg 33 0 R 22 0 obj endobj >> /P 3 0 R /Type /Page << endobj /Pg 41 0 R /K [2] << /S /H3 /MediaBox [0 0 595.32 842.04] /P 3 0 R /S /P /P 3 0 R << J.P.Morgan, JPMorgan, JPMorgan Chase and Chase are marketing names for certain businesses of JPMorgan Chase & Co. and its subsidiaries worldwide (collectively, JPMC). /S /GTS_PDFA1 >> endobj /Type /Group 107 [1244 0 R 1245 0 R 409 0 R 410 0 R 411 0 R 412 0 R 413 0 R 414 0 R 415 0 R 416 0 R Student Rates of Pay for 2022 - Canada.ca /Type /StructElem /Pg 26 0 R /Pg 24 0 R >> /Type /StructElem << 94 0 obj /K [1380 0 R 1381 0 R 1382 0 R] /Type /StructElem /Pg 23 0 R << Payments Canada has developed a comprehensive Standards Management Framework to support the maintenance and management of ISO 20022 messages. >> <> endobj /Type /StructElem /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] 1108 0 R 1109 0 R 1110 0 R 1111 0 R 1112 0 R 1113 0 R 1113 0 R 1114 0 R 1115 0 R 1116 0 R /S /P /K [12] /P 3 0 R /S /P /K [11] /Dialogsheet /Part 198 0 obj >> /Type /StructElem /Type /Page << >> /P 3 0 R /S /L /GS9 519 0 R /Group << << >> 235 0 obj /Type /StructElem /P 3 0 R >> /S /L endobj >> /S /H3 /Type /StructElem 40 0 obj /Meta212 658 0 R >> /K [11] << /S /Transparency /K [1474 0 R] /F7 613 0 R 305 0 obj /S /P /S /H3 endobj /P 3 0 R /K [1390 0 R 1391 0 R 1392 0 R] endobj /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] /S /P 288 0 obj << /F4 523 0 R /Type /StructElem 55 0 obj /K [2] /Contents 687 0 R /Type /Group Payments Canada ensures that these financial transactions in Canada are carried out safely and securely. 100 0 obj endobj The payment standard is added to a portion of the family's income. Click here for 2023 Payment Standards. Unclear country information and unstructured data, Increased transparency, enhanced bank-to-bank communication and automated payments reconciliation. /Type /StructElem >> >> << /Pg 37 0 R 234 0 obj /P 3 0 R <> endobj /K [7] xwTTwz0tzRWQf "*QD) EbEQ{@QldFJ|yy=gs{. They are listed by County and ZIP code for counties in which Fair Market Rent (FMR) standards are utilized. /F4 523 0 R >> How will the new ISO 20022 payment messaging standards accommodate enhanced remittance data? /MSIP_Label_61354688-28ff-43f9-ae7a-258f2522a8ce_Extended_MSFT_Method (Manual) >> /F2 521 0 R /MSIP_Label_61354688-28ff-43f9-ae7a-258f2522a8ce_SetDate (2022-03-24T09:35:00.5884318Z) << Simon Cox, Managing Director of Channels Technology, J.P. Morgan. /Parent 2 0 R endobj >> /Parent 2 0 R endobj SIX offers smart, flexible solutions for banks issuing debit cards. endobj >> /S /Footer 235 0 R 236 0 R 237 0 R 238 0 R 239 0 R 240 0 R 241 0 R 242 0 R 243 0 R 244 0 R /Group << << /Pg 12 0 R /Meta15 517 0 R It isnt a new standard as real-time, high-value payment systems have already adopted ISO 20022. /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] /ExtGState << /K [932 0 R 917 0 R] /K [3] << 335 0 obj It is an open standard that anyone can use, and to which anyone can contribute. /P 3 0 R /Annots [624 0 R] /P 3 0 R << /S /TOCI >> /S /P endobj /P 3 0 R >> /Pg 35 0 R /S /Header ISO 20022: Standards | Swift /Pg 14 0 R << << /Resources << << /Type /StructElem >> /P 3 0 R /F1 520 0 R /K [2] << /Pg 16 0 R /Type /StructElem /P 3 0 R >> /P 3 0 R << /K [10] /P 3 0 R 747 0 R 748 0 R 749 0 R 750 0 R 751 0 R 752 0 R 753 0 R 754 0 R 755 0 R 756 0 R /P 3 0 R It will also actively support the adoption of ISO 20022 and communicate results to participant financial institutions and stakeholders on a regular basis. endobj << << /S /H3 /Type /StructElem /Pg 12 0 R /Pg 35 0 R PDF PAYMENT STANDARDS Housing Choice Voucher Program Emergency Housing /S /Footer GST/HST Payment Dates for 2023. /Parent 2 0 R << /K [1593 0 R 1594 0 R 1595 0 R 1596 0 R 1597 0 R 1598 0 R 1599 0 R] >> /S /TOCI /Type /StructElem 321 0 obj With market infrastructures migrating at different times, SWIFT is committed to helping financial institutions overcome translation challenges and risk of truncation. /Type /StructElem endobj /K [17] << /F2 521 0 R 1161 0 R 1161 0 R 1162 0 R 1162 0 R 1163 0 R 1163 0 R 1164 0 R 1164 0 R 1165 0 R 1165 0 R >> 149 0 obj >> >> 379 0 obj endobj << /GS6 518 0 R /P 3 0 R /Type /StructElem endobj 65 0 obj Nothing in this material is a solicitation by JPMC of any product or service which would be unlawful under applicable laws or regulations. 349 0 obj /P 3 0 R 28 0 obj >> /Type /StructElem 260 0 obj /P 3 0 R /K [1384 0 R] 120 0 obj /F1 520 0 R << /Type /StructElem /Type /StructElem /S /Footer /Type /Page /F5 525 0 R /P 3 0 R /K [2] Simon Cox, J.P. Morgan Managing Director of Channels Technology, urges both FIs and corporate clients to consider technical architecture changes and a workable scope. >> /Type /StructElem /StructParents 103 << /StructParents 116 << << /A 1567 0 R 369 0 obj 56 0 obj /Pg 22 0 R >> /K [1358 0 R] >> Another buyer, also making a 20% down payment, who has a credit score of 740, would see their fee climb by 0.375%, from 0.5% to 0.875%. /S /H1 6 0 obj << /GS6 518 0 R /Pg 16 0 R >> /K [929 0 R 909 0 R] >> /Contents 670 0 R /A 1529 0 R >> /Pg 24 0 R /K [1197 0 R 1198 0 R] /S /Table <> endobj /P 3 0 R /StructParents 97 << /Type /StructElem /Font << /K [877 0 R 795 0 R] /P 3 0 R /ExtGState << PDF Swiss Payment Standards 2022 - SIX Group 514 0 obj /Meta186 636 0 R 456 0 obj 79 0 obj >> 84 0 obj /Type /StructElem The chart below shows the Payment Standard for Sacramento County zip codes and the bedroom sizes listed. The specifications to the bank-to-customer message report (cash management) cover the electronic account statements, the debit authorizations and credit advices. /S /P /K [6] /CS /DeviceRGB << /F10 616 0 R These two numbers combined create the total amount the family can budget for when looking for housing. >> /K [1444 0 R] /Font << /Font << 1184 0 R 1185 0 R 1186 0 R 1187 0 R 1188 0 R 1189 0 R 1190 0 R 1191 0 R 1192 0 R 1193 0 R endobj /Type /StructElem endobj /F8 614 0 R 47 0 obj /Type /StructElem 445 0 R 446 0 R 447 0 R 448 0 R 449 0 R 450 0 R 451 0 R 452 0 R 453 0 R 454 0 R /P 3 0 R /Pg 24 0 R << endobj /GS6 518 0 R << /Pg 37 0 R >> /Type /StructElem Not all products and services are available in all geographic areas. endobj endobj >> However, payments are not always accessible. /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] /Type /StructElem >> >> /Pg 13 0 R endobj >> endobj endobj /P 3 0 R endobj /Type /OutputIntent >> This material is for discussion purposes only and is incomplete without reference to the other briefings provided by JPMorgan. >> The ISO 20022 standard was developed by ISO (International Organization for Standardization), which is the worlds largest developer of voluntary International Standards. >> endobj endobj >> /S /Transparency /Pg 24 0 R /CS /DeviceRGB 515 0 obj /Pg 41 0 R 188 0 obj /GS9 519 0 R >> /K [10] /Type /StructElem /Pg 35 0 R 23 0 obj /P 3 0 R /S /TOCI endobj These messages can be used in Canada to meet the needs of payors and payees in many different payment scenarios. /Type /StructElem endobj specify the amount of money to be deducted; provide a method of calculating the specific amount of money to be deducted. /MediaBox [0 0 595.32 842.04] /P 3 0 R endobj << >> << /Pg 28 0 R /P 3 0 R 483 0 obj /P 3 0 R /Pg 17 0 R /P 3 0 R 1216 0 R 1216 0 R 341 0 R 342 0 R 343 0 R 1217 0 R 1218 0 R 1219 0 R 1220 0 R 345 0 R /P 3 0 R 719 0 R 720 0 R 721 0 R 722 0 R 723 0 R 724 0 R 725 0 R 726 0 R 727 0 R 728 0 R /P 3 0 R /K [10] 1247 0 R 1248 0 R 1249 0 R] 97 [323 0 R 324 0 R 325 0 R 326 0 R 327 0 R 328 0 R 1199 0 R 1199 0 R 1200 0 R 1200 0 R /S /H3 480 0 R 481 0 R 482 0 R 483 0 R 1288 0 R 1289 0 R 1290 0 R 1291 0 R 1292 0 R 1293 0 R 61 0 obj 232 0 obj 542 0 R 543 0 R 544 0 R 545 0 R 546 0 R 547 0 R 548 0 R 549 0 R 550 0 R 551 0 R /Pg 36 0 R /F4 523 0 R << /S /P /Annots [605 0 R 606 0 R 607 0 R 608 0 R 609 0 R 610 0 R 611 0 R] >> /S /Header 111 [1266 0 R 1267 0 R 1268 0 R 1269 0 R 448 0 R 449 0 R 450 0 R 451 0 R 1270 0 R 1271 0 R endobj For example, this could be when goods or services have been delivered to the customer and full payment has been received. /Workbook /Document 484 0 obj /Pg 12 0 R 285 0 R 286 0 R 287 0 R 288 0 R 289 0 R 290 0 R 291 0 R 292 0 R 293 0 R 294 0 R endobj /ID (Note 3) /P 3 0 R >> endobj /K [3] The standard enables efficient payments clearing and settlement among financial institutions globally through the use of a common set of messages and language that the institutions agree to use in a consistent way. /Title (Change history) >> /K [1523 0 R 1524 0 R 1525 0 R] 147 0 obj /Type /Page /Pg 33 0 R 402 0 obj >> >> >> Housing Choice Voucher endobj /K [930 0 R 911 0 R] /GS9 519 0 R >> /P 3 0 R An employer is not permitted to deduct more than the applicable statute allows and cannot make deductions if the money is not remitted to the proper authority. /P 3 0 R /MediaBox [0 0 595.32 842.04] endobj << /Resources << >> << /Pg 20 0 R << Neither JPMorgan nor any of its directors, officers, employees or agents shall incur in any responsibility or liability whatsoever to the Company or any other party with respect to the contents of any matters referred herein, or discussed as a result of, this material. /Type /StructElem 195 0 R 196 0 R 197 0 R 198 0 R 199 0 R 200 0 R 201 0 R 202 0 R 203 0 R 204 0 R <> endobj endobj 338 0 obj /F9 615 0 R 98 [338 0 R 339 0 R 1212 0 R 1212 0 R 1213 0 R 1213 0 R 1214 0 R 1214 0 R 1215 0 R 1215 0 R /F1 520 0 R >> /K [9] /Pg 38 0 R /Contents 620 0 R << /Type /Page /S /P /P 3 0 R 89 0 obj << endobj endobj /P 3 0 R 513 0 obj endobj >> << ISO 20022 will support efficiencies in business processes for business clients. >> >> endobj >> /Annots [674 0 R 675 0 R 676 0 R] /Parent 2 0 R >> >> /F2 521 0 R /Type /StructElem As major currencies adopt ISO 20022 formatting, SWIFT estimates that 80% of global, high-value payments by volume will be processed through ISO 20022. <> An overview of the currently valid versions and from February the versions for the next release is presented below. >> /Pg 21 0 R >> /K [1373 0 R] endobj /Alt () /Kids [9 0 R 10 0 R 11 0 R 12 0 R 13 0 R 14 0 R 15 0 R 16 0 R 17 0 R 18 0 R /Pg 33 0 R /K [1414 0 R] endobj >> /K [11] /Type /Group /Group << The SPS annual release definitions published in February can be tested on the SIX validation portal. /XObject << /Type /StructElem 957 0 obj <>/Filter/FlateDecode/ID[<46413959957C714086BA3FF4B0F0B0DE>]/Index[925 52]/Info 924 0 R/Length 142/Prev 261460/Root 926 0 R/Size 977/Type/XRef/W[1 3 1]>>stream << /XObject << endobj /Type /StructElem FY2023 Payment Standards Housing Choice Voucher Program Effective January 1, 2023 75051 1100 1166 1375 1738 2266 2606 2946 3286 3626 3966 75052 1430 1540 1815 2332 2992 3441 3890 4338 4787 5236 75053 1287 1375 1628 2090 2673 3074 3475 3876 4277 4678 75054 1815 2035 2398 3179 3927 4516 5105 5694 6283 6872 /A 1562 0 R 229 0 obj endobj >> /MediaBox [0 0 595.32 842.04] << >> /K [6] << /Group << /F5 525 0 R /Type /StructElem >> /K [1586 0 R] /S /Header /P 3 0 R 110 [444 0 R 445 0 R] /K [1465 0 R 1466 0 R 1467 0 R] /XObject << /Contents 656 0 R /F1 520 0 R << 170 0 obj /P 3 0 R /P 3 0 R /Pg 21 0 R /F9 615 0 R << >> /P 3 0 R /Pg 14 0 R 7 0 obj /Pg 14 0 R 315 0 obj /Pg 32 0 R 281 0 obj /Contents 643 0 R endobj /Resources << /Pg 39 0 R /Parent 2 0 R >> /Group << << >> /P 3 0 R /F1 520 0 R /P 3 0 R /Contents 530 0 R /Pg 39 0 R /GS6 518 0 R << /Type /StructElem endobj 2021 to 2022 Service Standards for Transfer Payment Programs A service standard is a public commitment to a measurable level of performance that clients can expect under normal circumstances. 93 [301 0 R 1148 0 R 1149 0 R 1150 0 R 1151 0 R 1152 0 R 1153 0 R 1154 0 R 304 0 R 305 0 R /Type /StructElem /K [2] >> /P 3 0 R /Pg 37 0 R /S /P /Pg 21 0 R endobj /K [928 0 R 905 0 R] Notwithstanding anything to the contrary, the statements in this material are not intended to be legally binding. endobj /Pg 27 0 R /Type /StructElem /Pg 20 0 R >> /Type /StructElem /Type /Group 39 0 R 40 0 R 41 0 R 42 0 R] endobj /Annots [647 0 R 648 0 R] 413 0 obj The payment standard for a family is the lower of: Payment standard for the family unit size indicated on the voucher; or /Type /StructElem /K [10] /Type /Group << /Pg 40 0 R /GS6 518 0 R /Type /StructElem 298 0 obj /Type /StructElem /Pg 12 0 R endobj /P 3 0 R >> /Image237 678 0 R /GS6 518 0 R <> /F10 616 0 R /K [778 0 R 779 0 R] /Type /StructElem /K [1272 0 R 1273 0 R] << However, the significance of the shift will unfold over the next few years. ZIP Code Studio One Bedroom Two Bedroom Three Bedroom Four Bedroom Five Bedroom . Only those applicants who were selected in the lottery will be able to register by clicking on the following link: Login - My Housing For more information, call the pre-recorded Informational Line at 510-981-5495 Payment Standards Effective March 1, 2022 for New and July 1, 2022 for Existing Clients 480 0 obj /F9 615 0 R >> /Type /Outlines /S /H3 /K [3] 20 0 obj /S /P >> endobj /Font << >> /IDTree 512 0 R /Type /StructElem 236 0 obj /K [1415 0 R 1416 0 R 1417 0 R] /Type /StructElem /K [12] Payment Standards | Berkeley Housing Authority /F5 525 0 R /Type /StructElem >> /P 3 0 R Canada CRA Benefit Payment Dates in 2023 (CCB, GST, OTB, & CPP) Efficiencies in managing/supporting multiple payments standards: ISO 20022 allows the financial services industry in Canada to consolidate the current. endobj 215 0 R 216 0 R 217 0 R 218 0 R 219 0 R 220 0 R 221 0 R 222 0 R 223 0 R 224 0 R They are also intended to provide organizations with some foundational and technical resources to formulate their own unique business case for the modernization of their internal processes. /P 3 0 R >> 487 0 obj >> 179 0 obj >> << As major currencies adopt ISO 20022 formatting, SWIFT estimates that 80% of global, high-value payments by volume will be processed through ISO 20022.1, View the Text Version 2022 PAYMENTS CANADA. >> /P 3 0 R 208 0 obj >> 309 0 obj /Type /StructElem /Contents 642 0 R >> endobj /ExtGState << >> >> /Type /StructElem >> /Type /StructElem For more on how payments modernization and ISO 20022 in particular, could benefit Canadian businesses, governments and other organizations, see our case studies, which are intended to raise awareness for the possible future state of payments. /MediaBox [0 0 595.32 842.04] << /K [867 0 R 767 0 R] 60 959 0 R 61 960 0 R 62 [112 0 R 961 0 R 962 0 R 963 0 R 964 0 R 965 0 R 966 0 R 967 0 R 968 0 R 969 0 R >> Seniors will receive an extra $225 on average. << /Pg 24 0 R /GS6 518 0 R /GS6 518 0 R /S /H1 /Type /StructElem << /Type /StructElem /MediaBox [0 0 595.32 842.04] /S /Transparency << >> /GS9 519 0 R Enhanced Remittance data: ISO 20022 addresses the current need in Canada for more remittance information to support automated reconciliation and straight-through processing. /Resources << << 420 0 obj 49 0 obj /Group << /S /Header << The exchange of more remittance information with payments offers the potential for: Standards play an important role in the development and facilitation of business through the promotion of safety, quality and technical compatibility. 384 0 obj /K [7] /S /Header 305 0 R 306 0 R 307 0 R 308 0 R 309 0 R 310 0 R 311 0 R 312 0 R 313 0 R 314 0 R /Pg 24 0 R /S /TOCI << << /Pg 28 0 R 116 0 obj In an age of digital transformation, SIX offers secure and convenient payment solutions for a sustainable Swiss financial center. /S /P /XObject << Leave without pay, leave with income averaging, pre-retirement transition and self-funded leave Return from leave All other changes to pay Service standards for overtime Overtime is processed through employee and manager self-service in Phoenix. << << /S /L /Contents 637 0 R /Type /StructElem 323 0 obj /S /P It isnt a new standard as real-time, high-value payment systems have already adopted ISO 20022. Payments Canada is leading the effort to introduce ISO 20022 an international standard designed to simplify global business communication for payments in Canada. 460 0 obj endobj >> >> endobj endobj /S /P endobj /K [860 0 R 747 0 R] /P 3 0 R 302 0 obj <> endobj >> /Pg 12 0 R >> /K [1587 0 R 1588 0 R 1589 0 R] /K [16] /P 3 0 R /P 3 0 R << endobj /P 3 0 R << /K [12] endobj endobj /S /P 448 0 obj endobj 175 0 R 176 0 R 177 0 R 178 0 R 179 0 R 180 0 R 181 0 R 182 0 R 183 0 R 184 0 R 300 0 obj 374 0 obj /Type /StructElem /Pg 28 0 R /P 3 0 R /S /P 328 0 obj /Alt () /A 1551 0 R /Type /StructElem << /K [11] Investments or strategies discussed herein may not be suitable for all investors. << /Type /StructElem endobj >> /StructParents 102 >> /Type /StructElem 816 0 R 817 0 R 818 0 R 819 0 R 820 0 R 821 0 R 822 0 R 823 0 R 824 0 R 825 0 R /K [4] 318 0 obj << /Resources << /K [22] /S /P /Type /StructElem /Type /StructElem /P 3 0 R endobj 197 0 obj Implementation Guidelines for Credit Transfers (Version 2.0.2), Implementation Guidelines for Cash Management (Version 2.0.2). endobj /Pg 42 0 R /K [4] /Pg 21 0 R /Type /StructElem endobj /Pg 24 0 R << >> 417 0 obj Housing Choice Voucher Program Payment Standards . << 1045 0 R 1046 0 R 1047 0 R 1048 0 R 1049 0 R 1050 0 R 1051 0 R 1052 0 R 1053 0 R 1054 0 R endobj /K [1450 0 R 1451 0 R 1452 0 R] 5 0 obj /S /Footer /XObject << 441 0 R 442 0 R 443 0 R] >> You may lease an apartment with a rent higher than the Payment Standard, but you must pay the difference and your total tenant share cannot exceed 40% of your income. /S /P /Pg 24 0 R /K [15] endobj << /XObject << /S /H3 /P 3 0 R /Type /StructElem endobj endobj /K [4] It has defined new ISO 20022 payment messages and rules to be used between its member financial institutions, and acts as the knowledge leader for ISO 20022 in Canada by providing resources and support with its participant financial institutions and stakeholders through education, training and operational support. 191 0 obj /Type /StructElem /Font << /Meta15 517 0 R /S /L >> /P 3 0 R 1100 0 R 1101 0 R 1102 0 R 1102 0 R 1103 0 R 1104 0 R 1105 0 R 1106 0 R 1107 0 R 1107 0 R /Type /StructElem >> endobj /S /P /A 1532 0 R 2 [810 0 R 811 0 R 812 0 R 812 0 R 813 0 R 813 0 R 814 0 R 814 0 R 815 0 R 815 0 R endobj /K [1509 0 R] endobj /K [6] The adoption of ISO 20022 is a catalyst for users to create frictionless payments and become a more data-driven business. /S /P 320 0 obj /Pg 36 0 R /S /Transparency /Type /StructElem /K [19] << << /K [12] section 8 payment standards 2022 massachusetts switching from zoloft to st john's wort. /Contents 673 0 R /S /P /S /Table Each year, HUD updates the FMRs to, among other things, set a reasonable payment standard for public housing agency (PHA) payments to housing providers participating in the Section 8 Housing Choice Voucher (HCV) program. 50 0 R 738 0 R 739 0 R 740 0 R 741 0 R 742 0 R 743 0 R 744 0 R 745 0 R 746 0 R >> For company information and brand assets for editorial use. /K [29] >> /K [12] The EPC specifications form the basis of the Swiss SEPA direct debit guidelines. endobj /ExtGState << /Image244 685 0 R /P 3 0 R /Type /StructElem >> /Type /StructElem The Senior Operational Committee is also consulted on strategic issues related to ISO 20022. /Type /Page /P 3 0 R /K [1491 0 R 1492 0 R 1493 0 R] /P 3 0 R /Pg 28 0 R endobj << /Type /StructElem /K [906 0 R 907 0 R] endobj /K [14] 991 0 R 992 0 R 993 0 R 197 0 R 994 0 R 995 0 R 996 0 R 997 0 R 998 0 R 999 0 R Use the Employment Standards Self-Service Tool to check compliance with rules on payment of wages and other employment standards entitlements. >> << /Type /StructElem /P 3 0 R
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